Interest Rate For New Car Buyers 2025 Nj. This financial benefit underscores the value of spending time. A good car loan interest rate will depend on what you're willing to pay in interest.

The 11 rate increases since the beginning of 2022 mean that vehicle financing cost more money, but since then, rate decreases have meant a lower average auto loan rate. The federal reserve is expected to cut rates further in 2025, paving the way for slightly lower borrowing costs for consumers.